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They arent "creating" the problem, they do exascerbate it, though. Billionaires also utilize their outsized wealth to exert political influence to benefit themselves at the expense of the rest of us. When is it ever enough? Every argument you've put forth to this point could just as easily be used to justify the economic exploits of El Chapo, for example. You're doing the thing: My point has always been that cooperation is always better than competition. You (presuming, here) likely operate your household as a socialist venture, for example, despite existing in a capitalist society. It's far too complex and nuanced to hash out on a football messageboard.